It is extremely important to always maintain your health insurance plan in Rhode Island by paying your premiums, and if you are unable to pay your premiums you should march right down to the Medicaid office or call 4, or enroll in the marketplace as you likely qualify for financial assistance.There are also one man group health insurance plans available from the Blue Cross Blue Shield of Rhode Island if you prefer that over the individual market.Under health reform, your medical status cannot prevent you from qualifying for the everyday health insurance plans, but predating the health law, Rhode Island offered guarantee issue plans that must accept everyone regardless of medical conditions.
This is for people needing more in-depth information then we are providing on this page.
Rhode Island is a hybrid of health insurance protection laws, including the federal guidelines of the Affordable Care Act.
In preparation for your visit, prepare yourself so you can ask the right questions.
Information about your child's symptoms will definitely be helpful.
The insurer can impose an elimination rider, which is an amendment to your health insurance contract that permanently excludes coverage for a health condition, body part, or body system.
The policy can also include a 12-month pre-existing condition period on any pre-existing condition.This law recognizes unborn children as victims, but only during part of the period of prenatal development. No person shall knowingly sell, transfer, distribute, or give away any fetus for a use which is in violation of the provision of this section.Therefore, it is gravely deficient because it does not recognize unborn children as victims during certain periods of their pre-natal development. No health insurance contract, plan, or policy delivered or issued for delivery in the state may provide coverage for abortion unless the procedure is necessary to preserve the woman’s life or the pregnancy resulted from rape or incest. For purposes of this section, the word “fetus” includes an embryo or neonate. This law prohibits the killing of those babies who are born alive after attempted abortions. This law indicates that doctors and nurses cannot be required to participate in abortion procedures. This law bans the practice of assisted suicide in Rhode Island. HIPAA eligibility ends when you enroll in an individual plan, because the last day of your continuous health coverage must have been in a group plan.You can become HIPAA eligible again by maintaining continuous coverage and rejoining a group health plan.Pre-existing conditions are any conditions for which you received medical advice, care or diagnosis in the last 36 months.