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After you have sent the online application on account opening and have verified your e-mail address by clicking on the verification link, you can start with the legitimating.

At the legitimating, your personal data is checked.

After you receive the Master Card, this needs to be activated via the banking app before using it for the first time.

The account balance is protected by law in Germany to 100 % in the amount of Euros 100,000. If Number26 should go bankrupt, the account balance will be refunded within a few days.

In practice, you will be contacted, to ask you to which account it should be credited (transferred). One must be at least 18 years old in order to open the account. Number26 currently only offers individual accounts. Similarly, one can currently only open one account per person.

This site will help you to open the free bank account successfully at Number26!

If you do not have an address in Germany or Austria, you will find an overview in the fourth part of the article, to which countries the Master Card can currently be sent.

The following overview explains, which identification documents are acceptable for the legitimating through video camera: The staff members of the legitimating department cannot know all identification documents of the worldwide 193 countries.

Moreover, some countries supply their citizens with IDs that have too few or too difficult to recognize security features for the video legitimating.

That is also the reason, why you only get one letter with the Master Card from Number26.

Most other banks send several letters in which the access data is distributed for security reasons.

So whether you are actually you, as you have indicated. Fortunately, you can do that at Number26 via video chat.

After the application on account opening, you will be automatically forwarded to the legitimating.

If your ID-card should not be listed here, then you always have the possibility to legitimate yourself through the branch offices of the post in Germany (Post Ident-procedure). However, this is not doable comfortably from your living room.