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Throughout the years our vision has been unwavering: to make banking meaningful.

It's a way of doing business that puts people before profits and sees people as individuals first.

USDA’s definition of rural is liberal - 97% of properties can qualify for the program.

Your actual rates and payments may differ from the estimates provided by this calculator as a result of selecting/qualifying for a different product type, loan/line amount, term (if applicable), and rate; your actual credit score; and our pricing and underwriting policies and procedures.You will receive your actual rate and payment amount (if applicable) once you have applied for a loan/line. Interest will begin to accrue on the date an advance posts to your account.The Home Affordable Refinance Program (HARP) allows borrowers who are current on their mortgage to refinance their home, even if they are under water due to falling property values.This is a limited time program offered through the Federal government to help homeowners save monthly on their mortgage by refinancing without an appraisal.Through TCF Bank, we offer second mortgages on primary and second homes where Home Point Financial holds the first mortgage.

This option is often used to take out equity for large purchases or home improvements, such as a kitchen remodel or to pay for upcoming college tuition.

The Jumbo Loan Programs are geared toward borrowers looking to finance a loan above the Conventional County Loan Limits – currently 4,100.

The Jumbo Suite is a combination of three offerings that have more flexibility than High Balance loans, including an option with no mortgage insurance, more fixed rate options and financing up to .5 million.

Through Home Possible, borrowers can qualify for a conforming conventional mortgage with a down payment as low as 3% of the property purchase price and no minimum borrower financial contribution.

This program also can be used for a “no cash out” refinance of an existing mortgage.

I went online to find that they charged me 250.00 in Overdraft fees.